Was I lied to on purpose? Is it their fault if I took out a loan for 4k after being told I had payments & back payments coming?
Question
I have Sickle Cell disease and I was collecting benefits for 5 months until I got a letter stating I was overpaid in benefits for 40k 13+ years ago. I just found out about it a few months ago and this was never in my file at all but somehow it popped up and became urgent that I pay this money back. I was told I would collect benefits from SS & SSI plus back payments but was talked out of collecting on both because he said it would take the government too long to estimate what I would receive for all 4 payments, so I did. I was being evicted and hearing that was a blessing, but I ultimately ended up with nothing at all. Since 3 other people told me the same thing he had, I took out a loan for over 4k to keep our home and pay the bills, so now I owe 44. I went into the office to find out what I had done wrong and the lady snapped at me and told me that the government could do anything they wanted to because I had no proof!...? That didn't sound right so I asked her if she would show me their "proof" and she tried to talk me out of that, and wouldn't let me file an appeal. She finally agreed to send me their "proof" but it took months for me to get it. It was longer than the cut off time that I could ask for an appeal, but she demanded me to wait for their proof before she would let me file for one. When I got my statement it showed the year, month, and the amount they paid me.. that's it! I'm upset because I think I was talked out of collecting help from both, in order for them to not help me at all.
I have 2 girls who collect $156 through SS and I receive $96 through housing and that's all I have to use for eating, paying bills, and other expenses each month.
I have 2 girls who collect $156 through SS and I receive $96 through housing and that's all I have to use for eating, paying bills, and other expenses each month.
Answer:
You were most likely not lied to on purpose and no, it is not anyone else;s fault that you took out a loan.
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